American Credit Acceptance

Spartan Bulk Underwriter

Job Location US-Spartanburg
Posted Date 6 days ago(11/8/2024 6:58 PM)
ID
2024-4393

Overview

The Bulk Acquisitions Underwriter must be a superb communicator.  The primary responsibility is for managing the portfolio acquisition process from the moment a deal is engaged until all documents are successfully submitted and the recourse period is over.

 

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Conduct diligence on accounts prior to purchase 
  • Analyze risks and opportunities
  • Coordinate with dealers and brokers to secure and validate documents
  • Work with external counsel to ensure federal and state compliance of loan documents
  • Validate loan amortization prior to purchase
  • Monitor project progress and handle any issues that arise
  • Professionally and timely communicate with all internal and external customers
  • Effectively onboard multiple loan portfolios from multiple dealers simultaneously 
  • Assign tasks to internal teams and assist with schedule management
  • The ability to effectively organize multiple tasks and open items simultaneously
  • Coordinate with several internal and external teams for each transaction
  • Exceed company standards for productivity and quality
  • Will be assigned a variety of projects that will impact the department and/or may include working across several functional areas

 

Qualifications

  • Superb verbal and written communication skills; customer service orientation is a must
  • High school diploma, undergraduate degree preferred
  • Outstanding problem solving and decision-making skills
  • Sound business judgment and an ability to learn on the fly
  • Ability to work under pressure and meet deadlines
  • Must be a self-motivator while actively participating in a team environment
  • Must have computer skills, including, but not limited to, MS Windows, MS Office, and MS Outlook

 

Supervisory Responsibility

This position has no supervisory responsibilities.

 

Work Environment and Physical Demands

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

 

Position Type/Expected Hours of Work

This is a full-time position. Normal days and hours of work are Monday through Friday, 8:00 a.m. to 5 p.m. Hours may vary and exceed 40+ hours per week depending on business needs.  Hours may also be outside normal business hours and on weekends.

 

Travel

This position may require 5% travel.

 

EEO Statement 

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. 

 

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

 

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