American Credit Acceptance

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Job Locations US-ID-Boise
Posted Date 8 hours ago(12/8/2022 9:22 AM)
Are you passionate about technology and business, and ready to learn what it takes to help a private, fast-growing company innovate and execute in the fintech space?  Join our team as an Experienced .NET Developer.  Will also need Front-end experience with Angular or React.   We are looking for an API Developer responsible for managing the interchange of data between the server and the users. Your primary focus will be development of all server-side logic, definition and maintenance of the central database, and ensuring high performance and responsiveness to requests from the front-end. You will also be responsible for integrating the front-end elements built by your coworkers into the application. A basic understanding of front-end technologies is therefore necessary as well.   Responsibilities - Integration of user-facing elements developed by a front-end developers with server side logic - Building reusable code and libraries for future use - Optimization of the application for maximum speed and scalability - Implementation of security and data protection - Design and implementation of data storage solutions - Work on a scrum team to deliver software solutions by providing the essential benefit to the customers by delivering the simplest solution to the functional requirement. - Work cross-functionally with other team members: other engineers, testers, product owners, designers, Ops, customer support - Mentor junior engineers, new team members, and apply technical expertise to challenging programming and design problems - Use disparate pieces of information to drive investigation and problem solving - Demonstrate an understanding of current trends in information technology best practices and standards and how to apply this understanding to work projects and processes. - Make recommendations for improvements to the technology from the assigned information technology platform - Join agile Product Teams practicing rapid software development and delivery - Work directly with business leaders and subject matter experts on the most important things that drive value to the business Qualifications - Proficient knowledge of C# (5+ years) - Proficient understanding of code versioning tools, such as Git - Proficient with SQL - Front-end experience with UI/UX, Angular preferred - Experience in a Cloud environment, preferably AWS/serverless including AWS certifications - Basic understanding of front-end technologies and platforms, such as JavaScript, HTML5, and CSS3 - Understanding accessibility and security compliance - User authentication and authorization between multiple systems, servers, and environments - Integration of multiple data sources and databases into one system - Management of hosting environment, including database administration and scaling an application to support load changes - Data migration, transformation, and scripting - Understanding differences between multiple delivery platforms such as mobile vs desktop, and optimizing output to match the specific platform - Creating database schemas that represent and support business processes - Implementing automated testing platforms and unit tests - Proficient understanding of OWASP security principles - Understanding of “session management” in a distributed server environment - Familiarity with XML markup as well as JSON data formats - Basic understanding of the HTTP/S protocol - Prefer a Bachelor’s Degree or higher, in Computer Science strongly preferred or a related discipline with 5+ years of experience. - Preferred skills to include Python and AWS. American Credit Acceptance is an equal opportunity employer.   EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.   Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.   Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.   You are not officially considered an applicant unless you have completed an employment application in ACA’s online applicant tracking system, iCIMS.
ID
2021-3121
Job Locations US-Spartanburg
Posted Date 2 months ago(10/7/2022 1:36 PM)
About American Credit Acceptance A national leader in the auto finance industry, American Credit Acceptance partners with car dealerships across the country to empower the emerging credit consumer to purchase reliable, affordable transportation. We are a fast-paced, entrepreneurial company that has delivered excellent profitability, regulatory rigor and over 20% annualized growth since our inception in 2007.   About the Team A key driver of ACA’s growth and profitability, our Data & Analytics team is comprised of 50+ associates of various back grounds with one thing in common - a passion for problem solving. Here, Financial analytics and data management, statistical modeling, and data science teams act as internal management consultants to solve real business problems. You’ll go beyond basic predictions and partner with business leaders to maximize performance of our loan portfolio, minimize risk and losses, and identify key leverage points to drive efficiencies.   What You’ll Do As a core member of our Senior Leadership team, you’ll utilize your business acumen and advanced knowledge of statical and machine learning techniques to empower a team of 10 associates to uncover insights, build solutions, and influence business direction.      Who You Are - Passionate about using math and logic to solve problems - Catalyst for business change with a desire to make decisions that are implemented fast - Driver of “think tank” culture with a desire to build teams that openly debate new ideas and embrace experimentation - Experienced leader who puts the team first and is excited to work in a collaborative, team environment - Enthusiastic coach who enjoys the process of providing actionable feedback to teammates (not just to direct reports but also to peers and senior executives) to help individuals and the team maximize its potential - Fulfilled by the journey of continuous improvement, inclusive of having the humility to recognize and learn from mistakes Your Role - Lead teams to analyze large amounts of structured and unstructured data using scientific methods and machine learning algorithms to uncover knowledge and insights for high impact areas including pricing modeling, financial returns, web analytics, speech analytics, fraud, forecasting, and auction analysis. - Understand the mathematical theory, as well as practical benefits and pitfalls, of various predictive modeling techniques including (but not limited to) boosting, bagging, regression, Support Vector Machine (SVM), survival methods, deep learning, artificial intelligence and experimental design. - Leverage R, Python, SQL, Tableau, and other quantitative analytical platforms to extract and manipulate large datasets, as well as to develop, analyze, validate and deploy predictive models. - Partner with business leaders across functional areas, including Operations, Legal, Compliance, Information Technology, Vendor Management, and Finance to develop an understanding of fields to which statistical techniques can be applied effectively. - Leverage statistical models and collaborate closely with technology and business groups to analyze operational feasibility, implementation, and production integration; monitor performance and determine when it is appropriate/necessary to update/refresh. - Formulate hypotheses and develop statistically derived tests to grow and measure business knowledge. - Coach and develop a team of direct reports.   Qualifications  - 8+ years of relevant work experience including 4+ years in a leadership role - Master’s degree or higher in Mathematics, Statistics, or a related analytical field with exceptional past academic performance (3.4 or higher GPA). - Exceptional written and verbal communication with the specific ability to convey technical results to non-technical audiences. **This role is onsite at our headquarter office in Spartanburg, South Carlina. Non-local candidates must be able to relocate. Custom relocation packages may be available as part of total compensation package.       EEO Statement   ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.   Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.   You are not officially considered an applicant unless you have completed an employment application in ACA’s online applicant tracking system, iCIMS.   #LI-AB1 
ID
2021-3072
Job Locations US-SC-Spartanburg
Posted Date 6 months ago(6/14/2022 11:13 AM)
American Credit Acceptance (ACA) is part of The Johnson Group and one of the nation’s leading indirect auto finance companies; we partner with dealerships across the 50 states to empower the emerging credit consumer to purchase reliable and affordable transportation.  The foundation of ACA is our Guiding Principles (integrity, partnership, humility, principled entrepreneurship, initiative and fulfillment), which provide the framework for how we make decisions and execute strategies.  We create value for our team members, partners, customers, and communities by acting in accordance with our Guiding Principles, which ultimately leads to a stronger company culture and better business performance.   As the number of consumers we serve continues to grow, so does the Company’s need to secure for diversified and cost efficient financing sources, which is the primary mission of the Capital Markets (CM) team.  CM is part of ACA’s Finance division and we are responsible for managing the Company’s funding platforms and relationships with lending partners and investors in order to secure the necessary financial resources to support the Company’s operations. Our funding platform consists of ~$4+BN in financing instruments comprised of securitizations (i.e. bonds sold to institutional investors), bank credit facilities, and shareholder capital.   The CM Financial Analyst will collaborate internally with other team members and associates throughout the organization, as well as with external partners such as banks and rating agencies to facilitate efficient funding of the business.   Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - Organize key deal documentation and coordinate operational processes among different parties (including rating agencies, investment banks, legal counsel, etc.) for various capital raising transactions. - Assist in the coordination of due diligence meetings and preparation of executive presentations for investors, rating agencies, and banking partners - Maintain critical databases, models, and projections regarding asset performance - Update Company, market, and industry metrics for use in internal/external reports and executive decision making - Perform industry research, gather data, and analyze market trends - Seek process improvement opportunities to enhance reporting and analytics - Partner with other Finance teams to maintain and improve efficacy of meeting daily funding needs of the business and coordinate operational aspects of transaction execution - Other tasks as assigned   Qualifications - Bachelor’s Degree in Finance, Accounting, Economics, or a other relevant discipline - Ability to successfully work in a fast-paced, dynamic and collaborative environment where every day presents unique opportunities and challenges - Ability to thrive in an environment where self-direction, motivation, proactiveness, and problem-solving are required - Strong verbal and written communication, time management, attention to detail, and organizational skills - Strong fundamental understanding of finance - Experience with Microsoft Excel is a necessity; ability within Workday, SQL, R, SAS, DataGrip and/or Tableau is a plus - 1-2+ years of financial institution/finance company experience within Accounting or Finance is a plus   Supervisory Responsibility This position has no supervisory responsibilities.   Work Environment and Physical Demands This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.   Position Type/Expected Hours of Work This is a full-time position with a work schedule of Monday-Friday. Hours may vary or exceed 40 in any given week depending on the needs of the business.   Travel Limited (<10%) travel may be needed in this role.    EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.   Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. #LI-CW1
ID
2020-2923
Job Locations US-Spartanburg
Posted Date 2 months ago(10/7/2022 10:40 AM)
About American Credit Acceptance   A national leader in the auto finance industry, American Credit Acceptance partners with car dealerships across the country to empower the emerging credit consumer to purchase reliable, affordable transportation. We are a fast-paced, entrepreneurial company that has delivered excellent profitability, regulatory rigor and over 20% annualized growth since our inception in 2007.   About the Team A key driver of ACA’s growth and profitability, our Data & Analytics team is comprised of 50+ associates of various back grounds with one thing in common - a passion for problem solving. Here, Financial analytics and data management, statistical modeling, and data science teams act as internal management consultants to solve real business problems. You’ll go beyond basic predictions and partner with business leaders to maximize performance of our loan portfolio, minimize risk and losses, and identify key leverage points to drive efficiencies.   What You’ll Do As a core member of our Senior Leadership team, you’ll utilize your business acumen and advanced knowledge of statistical analysis and modeling to empower a team of 10 associates to develop insights and tests that enable ACA to grow in a smart, sustainable way.   Who You Are - Passionate about using math and logic to solve problems - Excellent written and verbal communication skills - Able to use data in storytelling to influence others including those at senior leader and executive levels - Ability to see multiple perspectives and negotiate to agreement - Catalyst for business change with a desire to make decisions that are implemented fast - Driver of “think tank” culture with a desire to build teams that openly debate new ideas and embrace experimentation - Experienced leader who puts the team first and is excited to work in a collaborative, team environment - Enthusiastic coach who enjoys the process of providing actionable feedback to teammates (not just to direct reports but also to peers and senior executives) to help individuals and the team maximize its potential - Fulfilled by the journey of continuous improvement, inclusive of having the humility to recognize and learn from mistakes Your Role - Identify the appropriate goals for profitability and/or customer satisfaction - Develop and sell strategies to drive profit and/or customer satisfaction - Deliver both short and long-term goals in a fluid environment - Refine and improves processes with appropriate controls so they are robust and well documented - Develop and retain talented associates - Identify team needs, talent and tools, and secure the resources needed - Influence and work with colleagues in IT, Operations, Finance and others to improve organizational performance Qualifications  - 5-7 years of relevant work experience including 3+ years in a leadership role - Proven and progressive experience in strategic role at a major corporation or top-tier strategy consulting firm or equivalent - Master’s degree or higher in Mathematics, Statistics, or a related qualitative field - Exceptional written and verbal communication with the specific ability to convey technical results to non-technical audiences. This role is onsite at our headquarter office in Spartanburg, South Carlina. Non-local candidates must be able to relocate. Custom relocation packages may be available as part of total compensation package.           EEO Statement   ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.   Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.   You are not officially considered an applicant unless you have completed an employment application in ACA’s online applicant tracking system, iCIMS.   #LI-AB1
ID
2020-2733